Business Valuation Calculator
Cited Band
2.22x to 3.63x SDE (nearest published class)
Source: BizBuySell home health care benchmarks (2021-2025 sold listings, nearest class)
Implied Range
$1,110,000 to $1,815,000
A band, not a price. Answer the drivers below to place this business inside it.
Testing a real deal at a price in this range? Underwrite it end to end with the midpoint and the earnings carried over.
Where This One Sits
How much revenue recurs?
How concentrated are the customers?
What happens when the owner leaves for a month?
How clean are the books?
Do the licenses, leases and contracts transfer?
Nothing answered yet, so there is no reading. This does not default to the middle: a midpoint shown for a blank form would say your business is average when you have not told it anything.
The drivers that move the number in this trade specifically are in the full Adult Day Care guide. The picker holds the trades this site prices on one earnings figure. The other 13 are priced another way or on too thin a class, and each still appears with its cited band and source in Every Band, Cited.
Rebuild the Earnings Before You Multiply Them
The band above is only as good as the earnings under it, and a listing quotes the seller's number. Rebuild the Earnings takes the schedule apart line by line, and the defensible figure it produces is the one to price here. And the price is one line of what a purchase costs: How Much Does It Cost to Buy a Small Business? puts the working capital, the fees and the cash needed at closing beside it.
On the schedule both tools open with, $40,000 of the $500,000 is claimed rather than proven, and at 3 times earnings that is $120,000 of price.
Which Method Sets the Price
A price at this size is set by a multiple of earnings and checked against the others, and the lender's valuation decides how much of it can be borrowed.
- A multiple of earnings
- What the earnings support, as SDE or EBITDA times the multiple the trade sells at. It sets most prices at this size, and it is only as good as the earnings under it. Every Band, Cited
- Comparable sales
- What similar businesses actually sold for, which is where the multiples come from. Closed deals beat asking prices, and a small sample in one trade is a range rather than an answer. Deal Comps by Industry
- Discounted cash flow
- What the future cash is worth today at the return you require. It is the right question and a weak tool at this size, because the projections are usually the seller's; use it to test a price, not to set one. Acquisition Projections Builder
- Asset value
- What the equipment, inventory and property would fetch without the earnings. It is the floor under a price and the collateral a lender counts, and a business priced near it is being sold for its parts. Orderly liquidation appraisal
- Rules of thumb
- A percentage of revenue or a multiple a trade repeats. A first screen that hides what the business pays its owner, so check it against earnings before it shapes an offer. Gross revenue multiple
- The lender's valuation
- The one that caps the loan. An SBA lender may value the business itself only at $350,000 or less, real estate aside, and above that an outside appraisal is part of the file; total debt may not exceed it. Business appraisal
Valuation by Industry
Adult Day Care
Appliance Repair
ATM Routes
Auto Body & Collision
Auto Glass
Auto Repair
Bakeries
Barbershops
Breweries
Car Washes
Carpet Cleaning
Childcare Centers
Coffee Shops & Cafes
Commercial Cleaning
Concrete
Convenience Stores & Gas Stations
Courier & Local Delivery
Dog Grooming
Driving Schools
Dry Cleaners
Drywall and Insulation
Dump Truck & Aggregate Hauling
E-Commerce Brands
Electrical Contracting
Electrical Supply Houses
Excavation
Fence Contractors
Finish Carpentry
Fire Protection & Life Safety
Flooring
Flower Shops
Food Distribution
Franchise Resales (Main Street)
Funeral Homes
Garage Door Services
Glass and Glazing
Gyms & Fitness Studios
Hair Salons
Handyman Services
Hardware Stores
Home Care (Non-Medical)
Hotels (limited and select service)
HVAC
Industrial Supply Distributors
Janitorial Supply Distributors
Junk Removal & Hauling
Kitchen Equipment Dealers
Landscaping
Laundromats
Limousine & Black Car
Liquor Stores
Locksmith Services
Machine Shops
Managed Service Providers
Marinas
Martial Arts Studios
Med Spas
Moving Companies
Music Schools
Non-Emergency Medical Transport
Optometry Practices
Painting Contractors
Paving & Asphalt
Pest Control
Pet Boarding & Daycare
Pharmacies
Physical Therapy Practices
Pipe and Fitting Supply Houses
Plumbing
Pressure Washing
Restaurants
Restoration
Roofing
SaaS (Founder-Run)
School Bus & Shuttle Contracting
Security Guard Services
Septic Pumping & Service
Sign Companies
Staffing Agencies
Swim Schools
Tire & Service
Towing & Recovery
Tree Service & Arboriculture
Trucking & Freight Carriers
Tutoring Centers
Urgent Care Centers
Vending Machine Routes
Veterinary Practices
Window Cleaning
Every Band, Cited
Excavation
1.82x to 3.27x SDE (sold quartiles)
Source: BizBuySell, heavy construction sold-listing benchmarks (2021-2025)
Concrete
1.72x to 2.98x SDE (sold quartiles)
Source: BizBuySell, concrete sold-listing benchmarks (2021-2025)
Drywall and Insulation
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Glass and Glazing
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Flooring
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Finish Carpentry
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Electrical Supply Houses
2.00x to 3.44x SDE (sold quartiles)
Source: BizBuySell wholesale and distribution benchmarks (sold listings, 2021 to 2025 quartiles)
Pipe and Fitting Supply Houses
2.00x to 3.44x SDE (sold quartiles)
Source: BizBuySell wholesale and distribution benchmarks (sold listings, 2021 to 2025 quartiles)
Industrial Supply Distributors
2.00x to 3.44x SDE (sold quartiles)
Source: BizBuySell wholesale and distribution benchmarks (sold listings, 2021 to 2025 quartiles)
Janitorial Supply Distributors
2.00x to 3.44x SDE (sold quartiles)
Source: BizBuySell wholesale and distribution benchmarks (sold listings, 2021 to 2025 quartiles)
Kitchen Equipment Dealers
2.00x to 3.44x SDE (sold quartiles)
Source: BizBuySell wholesale and distribution benchmarks (sold listings, 2021 to 2025 quartiles)
Food Distribution
2.00x to 3.44x SDE (sold quartiles)
Source: BizBuySell wholesale and distribution benchmarks (sold listings, 2021 to 2025 quartiles)
HVAC
2x to 3.3x SDE (sold quartiles)
Source: BizBuySell HVAC benchmarks (sold listings, 2021 to 2025 quartiles)
Plumbing
1.66x to 3.15x SDE (sold quartiles)
Source: BizBuySell, plumbing sold-listing benchmarks (2021-2025)
Managed Service Providers
2.20x to 3.87x SDE (sold quartiles)
Source: BizBuySell, IT and software services sold-listing benchmarks (2021-2025)
Landscaping
1.7x to 3x SDE (sold quartiles)
Source: BizBuySell landscaping and yard service benchmarks (sold listings, 2021 to 2025 quartiles)
Electrical Contracting
1.96x to 3.15x SDE (sold quartiles)
Source: BizBuySell, electrical and mechanical contractor sold-listing benchmarks (2021-2025)
Accounting & Tax Practices
1.61x-2.66x SDE, 0.92x-1.17x revenue (sold)
Source: BizBuySell, accounting and tax practice sold-listing benchmarks (2021-2025)
Pest Control
1.69x to 3x SDE (sold quartiles)
Source: BizBuySell pest control benchmarks (2021-2025 sold listings)
Commercial Cleaning
1.57x to 2.66x SDE (cleaning class sold quartiles)
Source: BizBuySell cleaning and janitorial benchmarks (2021-2025 sold listings)
Home Care (Non-Medical)
2.22x to 3.63x SDE (sold quartiles)
Source: BizBuySell home health care benchmarks (2021-2025 sold listings)
Laundromats
2.72x to 4.5x SDE (sold quartiles)
Source: BizBuySell laundromat and coin laundry benchmarks (2021-2025 sold listings)
Car Washes
3.2x to 6.7x SDE (sold quartiles)
Source: BizBuySell car wash benchmarks (2021-2025 sold listings)
Restoration
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell building and construction benchmarks (2021-2025 sold listings, sector level)
Med Spas
3x to 6x EBITDA (under ~$4M revenue)
Source: Med spa M&A review by an advisory firm, on the association's site (2026)
Childcare Centers
1.9x to 4x SDE (sold quartiles)
Source: BizBuySell day care and child care benchmarks (sold listings, 2021 to 2025 quartiles)
Gyms & Fitness Studios
1.72x to 3x SDE (sold quartiles)
Source: BizBuySell gym and fitness center benchmarks (2021-2025 sold listings)
Dental Practices
0.51x to 0.86x revenue (sold quartiles)
Source: BizBuySell dental practice benchmarks (2021-2025 sold listings)
Insurance Agencies
1.52x revenue, sold-listing avg
Source: BizBuySell insurance agency benchmarks (2021-2025 sold listings)
Veterinary Practices
2.3x to 2.9x SDE (clinics, a valuation firm's range)
Source: Peak Business Valuation, veterinary clinic valuation multiples (2025)
Self-Storage
2.61x to 4.24x SDE (sold quartiles, storage and warehouse)
Source: BizBuySell storage and warehouse benchmarks (sold listings, 2021 to 2025)
E-Commerce Brands
2.63x to 3.99x SDE (sold quartiles)
Source: BizBuySell websites and ecommerce benchmarks (2021-2025 sold listings)
SaaS (Founder-Run)
2.38x to 4x SDE (sold quartiles)
Source: BizBuySell, software and SaaS sold-listing benchmarks (2021-2025)
Moving Companies
1.8x to 3.11x SDE (sold quartiles, moving and shipping)
Source: BizBuySell moving and shipping benchmarks (2021-2025 sold listings)
Roofing
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell building and construction benchmarks (2021-2025 sold listings, sector level)
Restaurants
1.34x to 2.53x SDE (sold quartiles)
Source: BizBuySell restaurant benchmarks (2021-2025 sold listings)
Liquor Stores
2.2x to 4x SDE (sold quartiles)
Source: BizBuySell liquor store benchmarks (2021-2025 sold listings)
Property Management
2.7x avg earnings, sold listings
Source: BizBuySell property management benchmarks (2021-2025 sold listings)
Pool Service Routes
10x to 12x monthly recurring billing, up to about 14x
Source: National Pool Route Sales, route pricing FAQ (page updated April 2026)
Auto Repair
1.70x to 3.26x SDE (sold quartiles)
Source: BizBuySell auto repair and service benchmarks (2021-2025 sold listings)
Auto Body & Collision
1.70x to 3.26x SDE (sold quartiles)
Source: BizBuySell, auto service and repair sold-listing benchmarks (2021-2025)
Tire & Service
1.70x to 3.26x SDE (sold quartiles)
Source: BizBuySell, auto service and repair sold-listing benchmarks (2021-2025)
Dog Grooming
1.4x to 2.5x SDE (sold quartiles)
Source: BizBuySell pet grooming benchmarks (2021-2025 sold listings)
Franchise Resales (Main Street)
2.0x to 3.1x SDE by deal size
Source: IBBA / M&A Source Market Pulse, Q4 2025 highlights
Funeral Homes
3.06x to 5.06x SDE (sold quartiles, often with property)
Source: BizBuySell funeral home benchmarks (sold listings, 2021 to 2025)
Pharmacies
1.69x to 3.75x SDE (sold quartiles)
Source: BizBuySell pharmacy benchmarks (2021-2025 sold listings)
Pet Boarding & Daycare
2.02x to 3.74x SDE (sold quartiles)
Source: BizBuySell dog daycare and boarding benchmarks (2021-2025 sold listings)
Painting Contractors
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Fence Contractors
1.81x to 3.13x SDE (sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Sign Companies
1.95x to 2.94x SDE (sold quartiles)
Source: BizBuySell, sign manufacturing sold-listing quartiles (2021-2025)
Staffing Agencies
2.04x to 3.22x SDE (sold quartiles)
Source: BizBuySell staffing agency benchmarks (2021-2025 sold listings)
Optometry Practices
2x to 3x SDE (trade press)
Source: Review of Optometric Business, what a practice is worth (July 2024)
Garage Door Services
1.81x to 3.13x SDE (construction class sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Security Guard Services
1.95x to 3.29x SDE (sold quartiles)
Source: BizBuySell security services benchmarks (2021-2025 sold listings, sector blend)
Paving & Asphalt
1.81x to 3.13x SDE (construction class sold quartiles)
Source: BizBuySell, building and construction sold-listing benchmarks (2021-2025)
Window Cleaning
1.57x to 2.66x SDE (cleaning class sold quartiles)
Source: BizBuySell cleaning and janitorial benchmarks (2021-2025 sold quartiles, sector blend)
Septic Pumping & Service
2.14x to 3.88x SDE (waste class sold quartiles)
Source: BizBuySell, waste management sold-listing benchmarks (2021-2025)
Towing & Recovery
2.06x to 3.87x SDE (sold quartiles, fleet-heavy)
Source: BizBuySell towing benchmarks (2021-2025 sold listings)
Assisted Living & Residential Care
2.42x to 5.87x SDE (sold quartiles)
Source: BizBuySell, assisted living and nursing home sold-listing benchmarks (2021-2025)
Vending Machine Routes
1.8x to 2.62x SDE (sold quartiles)
Source: BizBuySell vending machine business benchmarks (2021-2025 sold listings)
Tree Service & Arboriculture
2x to 4x SDE (trade association magazine)
Source: Tree Care Industry Magazine, what a tree care business is worth (August 2026)
Junk Removal & Hauling
2.14x to 3.88x SDE (sold quartiles)
Source: BizBuySell waste management and recycling benchmarks (2021-2025 sold listings)
Fire Protection & Life Safety
1.95x to 3.29x SDE (security class sold quartiles)
Source: BizBuySell, security sold-listing benchmarks (2021-2025)
Physical Therapy Practices
1.46x to 2.94x SDE (medical practice, sold)
Source: Medical practice valuation benchmarks, sold listings (BizBuySell, 2021-2025)
Convenience Stores & Gas Stations
1.32x to 2.77x SDE (sold quartiles, gas stations excluded)
Source: BizBuySell convenience store benchmarks (2021-2025 sold listings)
Urgent Care Centers
1.46x to 2.94x SDE (medical practice, sold)
Source: Medical practice valuation benchmarks, sold listings (BizBuySell, 2021-2025)
Coffee Shops & Cafes
1.5x to 2.55x SDE (sold quartiles)
Source: BizBuySell coffee shop and cafe benchmarks (2021-2025 sold listings)
Bakeries
1.61x to 2.84x SDE (sold quartiles)
Source: BizBuySell bakery benchmarks (sold listings, 2021-2025)
Hair Salons
1.25x to 2.34x SDE (sold quartiles)
Source: BizBuySell hair salon and barbershop benchmarks (2021-2025 sold listings)
Barbershops
1.25x to 2.34x SDE (sold quartiles)
Source: BizBuySell hair salon and barbershop benchmarks (2021-2025 sold listings)
Dry Cleaners
1.42x to 2.55x SDE (sold quartiles)
Source: BizBuySell dry cleaner benchmarks (2021-2025 sold listings)
Flower Shops
1.37x to 2.48x SDE (sold quartiles)
Source: BizBuySell flower shop benchmarks (2021-2025 sold listings)
Hotels (limited and select service)
11.6x going-in EBITDA, 8% cap (REIT buys)
Source: Apple Hospitality REIT, acquisition and disposition summary (2023-2026)
Motels (independent)
5.95x avg earnings (sold motels)
Source: BizBuySell, hotel and motel sold-listing benchmarks (2021-2025)
RV Parks & Campgrounds
3.07x avg earnings (sold parks)
Source: BizBuySell, travel and campground sold-listing benchmarks (2021-2025)
Marinas
1.6x to 5.4x SDE (sold quartiles)
Source: BizBuySell marina and fishing benchmarks (sold listings, 2021 to 2025 quartiles)
Bed & Breakfasts
4.74x avg owner's earnings, property-inclusive
Source: Bed and breakfast valuation benchmarks (BizBuySell, sold listings, 2021 to 2025)
Mobile Home Parks
5.5% to 6.5% cap rate (lender borrowing base)
Source: UMH Properties, 8-K on the borrowing-base capitalization rate (2026)
Adult Day Care
2.22x to 3.63x SDE (nearest published class)
Source: BizBuySell home health care benchmarks (2021-2025 sold listings, nearest class)
Tutoring Centers
1.56x to 2.94x SDE (sold-schools class)
Source: Sold-schools valuation benchmarks (BizBuySell class data, 2021-2025)
Music Schools
1.56x to 2.94x SDE (sold-schools class)
Source: Sold-schools valuation benchmarks (BizBuySell class data, 2021-2025)
Driving Schools
1.56x to 2.94x SDE (sold-schools class)
Source: Sold-schools valuation benchmarks (BizBuySell class data, 2021-2025)
Swim Schools
1.56x to 2.94x SDE (sold-schools class)
Source: Sold-schools valuation benchmarks (BizBuySell class data, 2021-2025)
Martial Arts Studios
2x to 3x SDE (nearest published classes)
Source: BizBuySell, gym and fitness sold-listing benchmarks (2021-2025)
Handyman Services
1.75x to 3.13x SDE (service class sold quartiles)
Source: BizBuySell service business benchmarks (2021-2025 sold listings, sector level)
Appliance Repair
1.75x to 3.13x SDE (service class sold quartiles)
Source: BizBuySell service-business benchmarks (2021-2025 sold quartiles); no series names appliance repair
Locksmith Services
1.56x to 2.68x SDE (sold quartiles)
Source: BizBuySell locksmith benchmarks (sold listings, 2021 to 2025)
Pressure Washing
1.57x to 2.66x SDE (cleaning class sold quartiles)
Source: BizBuySell cleaning and janitorial benchmarks (2021-2025 sold listings)
Carpet Cleaning
1.57x to 2.66x SDE (cleaning class sold quartiles)
Source: BizBuySell cleaning and janitorial benchmarks (2021-2025 sold quartiles, sector blend)
Auto Glass
1.70x to 3.26x SDE (sold quartiles)
Source: BizBuySell, auto service and repair sold-listing benchmarks (2021-2025)
Trucking & Freight Carriers
2.29x to 3.56x SDE (sold quartiles)
Source: BizBuySell trucking benchmarks (sold listings, 2021-2025)
School Bus & Shuttle Contracting
1.72x to 2.87x SDE (sold quartiles, passenger blend)
Source: BizBuySell limousine and passenger transport benchmarks (2021-2025 sold listings, class blend)
Non-Emergency Medical Transport
1.72x to 2.87x SDE (sold quartiles, passenger blend)
Source: BizBuySell limousine and passenger transport benchmarks (2021-2025 sold listings, class blend)
Dump Truck & Aggregate Hauling
2.29x to 3.56x SDE (sold quartiles, trucking blend)
Source: BizBuySell trucking benchmarks (2021-2025 sold listings, class blend)
Courier & Local Delivery
0.92x to 2.22x SDE (sold quartiles, route class)
Source: BizBuySell route benchmarks (2021-2025 sold listings, class bracket)
Limousine & Black Car
1.72x to 2.87x SDE (sold quartiles)
Source: BizBuySell limousine and passenger transport benchmarks (sold listings, 2021-2025)
Machine Shops
2.32x to 4.23x SDE (sold quartiles)
Source: BizBuySell machining and tooling benchmarks (sold listings, 2021 to 2025 quartiles)
Hardware Stores
2.02x to 3.86x SDE (sold quartiles)
Source: BizBuySell building material and hardware benchmarks (sold listings, 2021 to 2025 quartiles)
Breweries
2.06x to 4.32x SDE (sold quartiles)
Source: BizBuySell brewery benchmarks (sold listings, 2021 to 2025 quartiles)
Gun Stores
1.62x to 3.08x SDE (sold quartiles)
Source: BizBuySell retail benchmarks (2021-2025 sold listings, class level; no firearms class is published)
Pawn Shops
1.62x to 3.08x SDE (sold quartiles)
Source: BizBuySell retail benchmarks (2021-2025 sold listings, class level; the lending class sits a full turn lower at the upper quartile)
ATM Routes
0.92x to 2.22x SDE (sold quartiles)
Source: BizBuySell route benchmarks (sold listings, 2021 to 2025 quartiles; the class names ATM routes)