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FDD Review Checklist

The Money You Will Owe the Franchisor

  • Ongoing royalty and brand-fund percentages (Items 6 and 11), applied to your projected revenue, not the seller's
  • The transfer fee this purchase itself triggers (Item 17), and who customarily pays it
  • Required technology, software, and supply purchases priced through the franchisor (Items 8 and 11)
  • Any required remodel or refresh a transfer triggers, with its real cost and deadline

Territory and Competition

  • Whether the territory is exclusive, protected, or neither (Item 12), in the contract's words
  • The franchisor's right to sell online or through other channels inside your territory
  • How many units the system added and closed nearby (Item 20's tables, three years back)

The System's Health

  • Litigation history (Item 3): patterns of franchisee suits matter more than any single case
  • Franchisor financials (Item 21): a thin balance sheet behind a royalty stream is your risk
  • Turnover in Item 20: transfers, terminations, and non-renewals against the unit count
  • Calls to three current and two former franchisees, which the FDD's contact lists exist for

What a Transfer Changes for You

  • Whether you sign the CURRENT franchise agreement, not the seller's older, often better one
  • Remaining term and renewal conditions (Item 17), and what renewal will cost
  • The franchisor's approval process and timeline for this transfer, in writing
  • Personal guarantee and non-compete obligations the agreement imposes on you

Earnings Claims, Read Correctly

  • Item 19's basis: whose units, which years, gross or net, and whether the seller's unit is typical of it
  • The seller's own books against Item 19, explained if they diverge either way

Take the list with you: it pastes cleanly into notes or a diligence tracker.

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