Tools
Seller Financing Calculator
What a seller note actually costs both sides: payments, schedule, and total interest under the terms on the table.
Amortized Payment
$3,960/mo
Level payment for the full term
Total Interest
$37,614
$237,614 paid over the term
A note counted toward an SBA equity injection must sit on full standby (no payments) for the loan's life; model that as a separate structure with your lender.
How notes interact with SBA structures is covered under full standby and in the Sources & Uses Builder.
Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.