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Sources & Uses Builder

What the deal really costs, and how equity, seller note, and loan request fit together, in the format lenders expect.

Total Project Cost

$1,135,000

Price plus inventory, working capital, and costs

SBA Loan Request

$910,000

Project cost minus equity and seller note

Equity Share of Project

11%

At or above the typical 10% minimum

Seller Note Share

8.8%

Standby terms determine whether it counts toward equity

The address encodes your inputs, so the link restores this scenario.
Uses of FundsPurchase price (~78%)Working capital (~8%)Inventory (~7%)Transaction costs (~7%)Sources of FundsSBA 7(a) loan (~75%)Seller note (~12%)Equity injection (~13%)
A typical shape, not a rule: the proportions above shift with every deal, and the builder shows yours.

The SBA guaranty fee varies by fiscal year and loan size; include your lender's estimate in transaction costs and confirm it in underwriting. Check affordability first in the SBA Acquisition Calculator, then package the result with the Lender Package Cover template. For the full three-year model behind these numbers, the free projection template opens in any spreadsheet.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.