Sources & Uses Builder
Total Project Cost
$4,400,000
Price plus inventory, working capital, and costs
SBA Loan Request
$3,525,000
Project cost minus every other source
Injection That Counts
10.8%
Meets the $440,000 required
Seller Note Share
9.1%
A change of ownership needs an injection of $440,000, ten percent of total project cost. Cash counts in full. A seller note counts only on full standby, and only up to half the requirement, so at most $220,000 of the note can ever help. This note contributes nothing, because it is not on full standby.
The FY2026 SBA guaranty fee on this loan request computes to about $96,641 (charged on the guaranteed portion, per the SBA's published schedule). Include it in transaction costs above if you have not already.
Compare term sheets at this loan sizeTrack this deal in the PipelineThe address encodes your inputs, so the link restores this scenario.