Closing Day Funds Check
The Sources & Uses Builder plans the structure; this reconciles it to the one figure the closing table needs, with the SBA guaranty fee computed from the loan rather than estimated.
Cash to Close
$261,000
What you wire on closing day
Equity Into Price
$150,000
Price not covered by loan and note
SBA Guaranty Fee
$21,000
Computed from the loan, not estimated
The guaranty fee is the FY2026 upfront schedule; prorations for rent, payroll, and taxes settle separately on the closing statement.