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Data

What Margins Look Like

The Margins

A buyer staring at a CIM has a prior question before any specific number: is 18% even normal in this trade, or is the add-back schedule doing the work? These are the IRS's own aggregates of every Schedule C in the country, and Schedule C net income is earnings before any owner salary, which makes net income over receipts the closest public analog to an SDE margin that exists.

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Net income over receipts from every Schedule C, by industry
Legal services43.8%49.5%10.4%316,370
Accounting services (CPA and other)40.7%53.8%9.6%361,556
Computer systems design services37.0%51.2%12.1%318,183The line holds solo consultants alongside managed-service firms; an MSP with contracts and a bench runs lower margins on higher revenue quality.
Insurance agencies and brokerages36.1%46.1%7.5%313,543
Real estate agents, brokers, and property managers35.0%48.6%3.7%1,046,471Dominated by commission agents with near-zero cost structures; do not read this as a property-management company's margin.
Offices of dentists27.1%32.3%25.6%56,157
Personal and laundry services24.4%42.7%6.4%2,957,905Mostly salons, barbers, and beauty services by count; a coin-operated laundromat's economics sit inside this line but are not typical of it.
All industries (the national baseline)18.3%31.4%8.5%31,125,909
Specialty trade contractors15.7%21.2%11.1%2,521,516One line covers all the trades; HVAC, plumbing, electrical, and roofing sit inside it together.
Home health care services12.7%40.6%17.6%478,730Dominated by solo caregivers; an agency with a real roster runs a heavier payroll line than this aggregate shows.
Truck transportation10.1%18.0%5.2%837,211Owner-operators with one truck dominate the count; fleet economics differ.
Auto repair and maintenance8.0%18.7%10.5%465,852
Restaurants and drinking places3.4%13.6%18.8%653,372The widest gap between the two margins on the page: restaurant losses are real and common, and the all-filers figure carries them.

How to Read These

Two margins ship for every line on purpose. The all-filers figure includes every side gig and every money-loser in the country, which drags it below what a real business earns. The profitable-only figure excludes the failures, which lifts it above the typical. A buyable business usually lives between the two, and the width of the gap is itself information: restaurants show the widest spread on the page because restaurant losses are real and common.

These are sole-proprietorship aggregates, not comparables for your target's LLC. Use them for the sanity check they are good at: a listing claiming twice the profitable-only margin of its industry is making a claim diligence has to prove, usually about add-backs. Industries whose tax treatment makes even this bracket misleading, like real-estate lessors whose depreciation turns the aggregate negative, are omitted rather than published soft.

IRS SOI, Nonfarm Sole Proprietorship Returns, Table 1 (TY2023), tax year 2023, from the SOI sole-proprietorship tables. The earnings a specific deal claims are built line by line in the Business Valuation Calculator, and what payroll should run per employee is in What Labor Costs.

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