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Buying a Business in Wisconsin

The Numbers

FY2025 Acquisition Loans

176

$180M approved

Median Loan

$572k

FY2020 through FY2025

Loans Since FY2020

1,113

$1.09B in total approvals

Share of U.S. Activity

3.1%

Of change-of-ownership loans

What the Data Says

Wisconsin ranks 13th of 53 states and territories for change-of-ownership SBA 7(a) lending: 1,113 loans since FY2020, 3% of the national total.

The typical deal runs small: its $572k median loan sits below the $650k midpoint across states, within reach on less equity.

Activity is steady, near the state's ~186 a year pace since FY2020.

The most-financed target is full-service restaurants (68 loans), and the 5 most active lenders wrote about 33% of the state's acquisitions, a broad lender field.

Most Active Acquisition Lenders in Wisconsin

  1. 1. Old National Bank97 loans
  2. 2. Nicolet National Bank94 loans
  3. 3. Live Oak Banking Company66 loans
  4. 4. Byline Bank60 loans
  5. 5. CCFBank National Association47 loans

A lender being active in Wisconsin does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lenders.

Within two hours of Chicago? The Metro Target Scans rank this region's strongest industries.

What Gets Bought in Wisconsin

  • Full-Service Restaurants68 loans
  • Limited-Service Restaurants49 loans
  • Gasoline Stations with Convenience Stores49 loans
  • General Automotive Repair33 loans
  • Hotels (except Casino Hotels) and Motels33 loans

Industry-specific pricing and diligence live in the Guides. How many buyable businesses Wisconsin holds in each trade is in Where the Businesses Are.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Wisconsin project address. Approvals, not closings; excludes conventional and 504 financing.