Buying a Business in Vermont
What SBA acquisition lending actually looks like in Vermont, from loan-level government data.
FY2025 Acquisition Loans
16
$10.7M approved
Median Loan
$269,150
FY2020 through FY2025
Loans Since FY2020
70
$52.5M in total approvals
Share of U.S. Activity
0.2%
Of change-of-ownership loans
Most Active Acquisition Lenders in Vermont
- 1. Heritage Family FCU6 loans
- 2. Vermont 504 Corporation5 loans
- 3. Beacon Bank and Trust5 loans
- 4. Live Oak Banking Company5 loans
- 5. United Midwest Savings Bank, National Association4 loans
A lender being active in Vermont does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.
What Gets Bought in Vermont
- Limited-Service Restaurants6 loans
- Offices of Chiropractors5 loans
- Funeral Homes and Funeral Services5 loans
- Hotels (except Casino Hotels) and Motels4 loans
- Offices of Physical, Occupational and Speech Therapists, and Audiologi3 loans
Industry-specific pricing and diligence live in the Industry Buy Guides.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Vermont project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.
Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.