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Buying a Business in Oregon

The Numbers

FY2025 Acquisition Loans

90

$116M approved

Median Loan

$680k

FY2020 through FY2025

Loans Since FY2020

483

$561M in total approvals

Share of U.S. Activity

1.3%

Of change-of-ownership loans

What the Data Says

Oregon ranks 23rd of 53 states and territories for change-of-ownership SBA 7(a) lending: 483 loans since FY2020, 1% of the national total.

The typical deal is mid-market: its $680k median loan is close to the $650k midpoint across states.

Activity is accelerating: FY2025's 90 loans ran ahead of the state's own ~81 a year pace since FY2020.

The most-financed target is limited-service restaurants (23 loans), and the 5 most active lenders wrote about 38% of the state's acquisitions, a broad lender field.

Most Active Acquisition Lenders in Oregon

  1. 1. Live Oak Banking Company69 loans
  2. 2. Columbia Bank (OR)50 loans
  3. 3. United Midwest Savings Bank National Association28 loans
  4. 4. Banner Bank19 loans
  5. 5. First Interstate Bank18 loans

A lender being active in Oregon does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lenders.

What Gets Bought in Oregon

  • Limited-Service Restaurants23 loans
  • Gasoline Stations with Convenience Stores23 loans
  • Hotels (except Casino Hotels) and Motels22 loans
  • Convenience Retailers20 loans
  • Full-Service Restaurants18 loans

Industry-specific pricing and diligence live in the Guides. Where the buyable targets sit in Oregon, by county, is in the Oregon buying guide.

By Metro Area in Oregon

  • Portland-Vancouver-Hillsboro, OR-WA

    294 purchase loans, median $672k. Bought most: Full-Service Restaurants. Most active lender: Live Oak Banking Company (47).

  • Bend, OR

    56 purchase loans, median $566k. Bought most: Janitorial Services. Most active lender: First Interstate Bank (13).

  • Eugene-Springfield, OR

    43 purchase loans, median $656k. Bought most: Janitorial Services. Most active lender: Summit Bank (8).

  • Salem, OR

    29 purchase loans, median $745k. Bought most: Limited-Service Restaurants. Most active lender: Columbia Bank (OR) (8).

Every metro area that drew 20 purchase loans, with three lenders each, is in the metro table.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Oregon project address. Approvals, not closings; excludes conventional and 504 financing.