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Buying a Business in Hawaii

What SBA acquisition lending actually looks like in Hawaii, from loan-level government data.

FY2025 Acquisition Loans

10

$8.5M approved

Median Loan

$545,000

FY2020 through FY2025

Loans Since FY2020

45

$41.1M in total approvals

Share of U.S. Activity

0.1%

Of change-of-ownership loans

Most Active Acquisition Lenders in Hawaii

  1. 1. Live Oak Banking Company13 loans
  2. 2. Central Pacific Bank6 loans
  3. 3. Commonwealth Business Bank4 loans
  4. 4. 22nd State Bank, A Division of 22nd State Banking Company4 loans
  5. 5. Celtic Bank Corporation4 loans

A lender being active in Hawaii does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Hawaii

  • Full-Service Restaurants4 loans
  • Limited-Service Restaurants3 loans
  • All Other Amusement and Recreation Industries3 loans
  • Engineering Services2 loans
  • Private Mail Centers2 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Hawaii project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.