Buying a Business in Florida
What SBA acquisition lending actually looks like in Florida, from loan-level government data.
FY2025 Acquisition Loans
625
$769.4M approved
Median Loan
$768,500
FY2020 through FY2025
Loans Since FY2020
2,626
$3.16B in total approvals
Share of U.S. Activity
7.3%
Of change-of-ownership loans
Most Active Acquisition Lenders in Florida
- 1. Live Oak Banking Company337 loans
- 2. The Huntington National Bank183 loans
- 3. First Internet Bank of Indiana103 loans
- 4. BayFirst National Bank96 loans
- 5. Beacon Bank and Trust66 loans
A lender being active in Florida does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.
What Gets Bought in Florida
- Full-Service Restaurants137 loans
- All Other Specialty Trade Contractors104 loans
- Child Day Care Services97 loans
- Landscaping Services85 loans
- Insurance Agencies and Brokerages84 loans
Industry-specific pricing and diligence live in the Industry Buy Guides.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Florida project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.
Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.