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Buying a Business in West Virginia

What SBA acquisition lending actually looks like in West Virginia, from loan-level government data.

FY2025 Acquisition Loans

14

$23.7M approved

Median Loan

$832,000

FY2020 through FY2025

Loans Since FY2020

87

$122.2M in total approvals

Share of U.S. Activity

0.2%

Of change-of-ownership loans

Most Active Acquisition Lenders in West Virginia

  1. 1. The Huntington National Bank21 loans
  2. 2. Live Oak Banking Company9 loans
  3. 3. GBank8 loans
  4. 4. First Western SBLC, Inc7 loans
  5. 5. Community Trust Bank, Inc.5 loans

A lender being active in West Virginia does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in West Virginia

  • Hotels (except Casino Hotels) and Motels20 loans
  • Full-Service Restaurants5 loans
  • Funeral Homes and Funeral Services4 loans
  • Septic Tank and Related Services3 loans
  • Homes for the Elderly3 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a West Virginia project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.