GBank
At a Glance
The lender to call when the deal is bigger than main street; ask first whether Las Vegas decisioning reaches your market.
- Pricing
- Custom Pricing, Loan products, no fee to engage. The 7(a) reaches $5,000,000, up to ten years on a business-only deal and twenty-five on real estate, and the bank states the loan fully amortizes with no future balloon. Rates are described as competitive variable and are not published; confirm current terms directly.
- Best For
- A buyer whose deal is larger than the typical main-street purchase, especially a franchise resale, who wants a lender that already writes at that size
- In the Federal File
- 121 change-of-ownership loans in FY2025, 6th most in the country, averaging $2.9M each, at an average initial rate of 7.76%. Computed from the SBA's own loan-level data, not from anything the lender publishes.
- Roadmap Stages
- 2. Set Up & Fund the Search5. Diligence & Close the Deal
Pros and Cons
Pros
- Wrote 121 change-of-ownership loans in FY2025 totalling about $348M, which is roughly $2.9M a loan, the largest average among the most active acquisition lenders and computed here from the SBA's own loan file
- Names both business acquisitions and franchise financing as eligible uses on its own 7(a) page, which most bank pages leave implicit
- States plainly that the loan fully amortizes with no future balloon, a term buyers otherwise have to ask about
- Sits third by acquisition dollars in FY2025 while lending from a single market, so the deal size rather than the branch count is what it competes on
Cons
- Publishes no rates or fees, so the only way to compare it is the call
- Markets itself on local decisions in the Las Vegas area, so a buyer elsewhere should ask early whether the relationship travels
- Does not state Preferred Lender status on its 7(a) page, which decides whether the file gets a second credit review at the SBA
- No searcher-community footprint we could verify, so there is no practitioner account of how it handles a search-fund file
What Searchers Say
Loan counts, dollars, and the average deal size are computed here from the SBA 7(a) loan-level file. Product terms and eligible uses are from the bank's own 7(a) page. Preferred Lender status is unstated rather than denied, and the row says so.
Put It to Work
The Lender Match fit page lays out this lender's fit and how to approach it.