Buying a Business in Washington
What SBA acquisition lending actually looks like in Washington, from loan-level government data.
FY2025 Acquisition Loans
324
$368.9M approved
Median Loan
$726,000
FY2020 through FY2025
Loans Since FY2020
1,433
$1.72B in total approvals
Share of U.S. Activity
4%
Of change-of-ownership loans
Most Active Acquisition Lenders in Washington
- 1. Live Oak Banking Company105 loans
- 2. Hanmi Bank102 loans
- 3. Columbia Bank101 loans
- 4. Gesa CU83 loans
- 5. Readycap Lending, LLC58 loans
A lender being active in Washington does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.
What Gets Bought in Washington
- Limited-Service Restaurants127 loans
- Full-Service Restaurants122 loans
- Gasoline Stations with Convenience Stores68 loans
- Hotels (except Casino Hotels) and Motels55 loans
- Homes for the Elderly50 loans
Industry-specific pricing and diligence live in the Industry Buy Guides.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Washington project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.
Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.