Buying a Business in Alabama
What SBA acquisition lending actually looks like in Alabama, from loan-level government data.
FY2025 Acquisition Loans
74
$89.9M approved
Median Loan
$816,000
FY2020 through FY2025
Loans Since FY2020
383
$478.0M in total approvals
Share of U.S. Activity
1.1%
Of change-of-ownership loans
Most Active Acquisition Lenders in Alabama
- 1. Live Oak Banking Company54 loans
- 2. United Midwest Savings Bank, National Association17 loans
- 3. ServisFirst Bank15 loans
- 4. Synovus Bank15 loans
- 5. BankFirst Financial Services14 loans
A lender being active in Alabama does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.
What Gets Bought in Alabama
- Hotels (except Casino Hotels) and Motels30 loans
- Broilers and Other Meat Type22 loans
- Insurance Agencies and Brokerages20 loans
- Limited-Service Restaurants19 loans
- Full-Service Restaurants16 loans
Industry-specific pricing and diligence live in the Industry Buy Guides.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Alabama project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.
Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.