Seller Proceeds Calculator
The Closing Table
Commission is yours to enter, not ours to assume: quoted rates vary by deal size and broker, and the engagement letter is the only number that counts.
Cash at Close
$2,575,000
After commission, closing costs and debt payoff
Broker Commission
$400,000
10% flat
Total Proceeds
$3,575,000
Including the note at face value
The Reading
About 64% of the price arrives as cash at close; the note is real money only as the buyer keeps paying it, which is why its terms deserve as much attention as the price.
All figures are before taxes.
Is It Enough? The Freedom Point
Investable proceeds is what reaches your account after the closing table and the tax bill, plus savings you would draw on. The taxes page on this wing explains that subtraction; enter the after-tax number here.
Portfolio Income
$40,000/yr
At 4%
Covered
$40,000/yr
Portfolio only
Freedom Point
Not Yet
$40,000/yr short
The Reading
At a 4% withdrawal rate, $1,000,000 throws off about $40,000 a year. That falls about $40,000 a year short of your $80,000 target. Closing it takes roughly $1,000,000 more in investable assets, a higher sale price, or a lower target. This is a rule of thumb, not a plan.
A rule of thumb for a first read, not financial advice: a real drawdown plan weighs taxes, inflation, and the order returns arrive in.