Seller Proceeds Calculator
The Closing Table
Commission is yours to enter, not ours to assume: quoted rates vary by deal size and broker, and the engagement letter is the only number that counts.
Cash at Close
$1,325,000
After commission, closing costs and debt payoff
Broker Commission
$150,000
At 10%
Total Proceeds
$1,325,000
All cash
The Reading
About 88% of the price arrives as cash at close. Before spending it in your head, the missing line is taxes: basis, entity, and state decide that number, and a CPA runs it properly.
All figures are before taxes. Inputs travel in this page's address, so a scenario can be shared by copying the URL.
Is It Enough? The Freedom Point
Investable proceeds is what reaches your account after the closing table and the tax bill, plus savings you would draw on. The taxes page on this wing explains that subtraction; enter the after-tax number here.
Portfolio Income
$40,000/yr
At 4%
Covered
$40,000/yr
Portfolio only
Freedom Point
Not Yet
$40,000/yr short
The Reading
At a 4% withdrawal rate, $1,000,000 throws off about $40,000 a year. That falls about $40,000 a year short of your $80,000 target. Closing it takes roughly $1,000,000 more in investable assets, a higher sale price, or a lower target. This is a rule of thumb, not a plan.
A rule of thumb for a first read, not financial advice: a real drawdown plan weighs taxes, inflation, and the order returns arrive in. Inputs travel in this page's address, so a scenario can be shared by copying the URL.