Prohibited advertisement

Definition

The rules on how a roofer may solicit storm work, which carry per-violation fines.

Why It Matters

Florida writes them at the trade directly. A written or electronic communication encouraging a homeowner to make a roof insurance claim must state, in type at least twelve points and half the largest used, that the homeowner owes the deductible and that waiving it or filing a false claim is fraud. The rule names door hangers, business cards, magnets, flyers and email. Offering a rebate, gift card, cash or a waived deductible in exchange for an inspection or a claim is barred outright, and so is interpreting policy coverage without a public adjuster license. Each violation reaches ten thousand dollars, and a contract missing the required notice can be voided within ten days. Inside a declared emergency area, a contract signed within a hundred and eighty days can be cancelled within ten days or by the official start date, whichever comes first.