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Buying a Business in Washington, D.C.

What SBA acquisition lending actually looks like in Washington, D.C., from loan-level government data.

FY2025 Acquisition Loans

17

$13.7M approved

Median Loan

$575,000

FY2020 through FY2025

Loans Since FY2020

70

$63.3M in total approvals

Share of U.S. Activity

0.2%

Of change-of-ownership loans

Most Active Acquisition Lenders in Washington, D.C.

  1. 1. Hanmi Bank20 loans
  2. 2. The Huntington National Bank12 loans
  3. 3. Manufacturers and Traders Trust Company8 loans
  4. 4. Live Oak Banking Company4 loans
  5. 5. Beacon Bank and Trust2 loans

A lender being active in Washington, D.C. does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Washington, D.C.

  • Beer, Wine, and Liquor Stores7 loans
  • Limited-Service Restaurants5 loans
  • Full-Service Restaurants4 loans
  • Drycleaning and Laundry Services (except Coin-Operated)4 loans
  • Sign Manufacturing2 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Washington, D.C. project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.