Buying a Business in Utah
What SBA acquisition lending actually looks like in Utah, from loan-level government data.
FY2025 Acquisition Loans
109
$126.5M approved
Median Loan
$650,000
FY2020 through FY2025
Loans Since FY2020
523
$586.6M in total approvals
Share of U.S. Activity
1.5%
Of change-of-ownership loans
Most Active Acquisition Lenders in Utah
- 1. Zions Bank, A Division of60 loans
- 2. Live Oak Banking Company49 loans
- 3. Central Bank38 loans
- 4. MISSINGMAINBANKID31 loans
- 5. America First FCU31 loans
A lender being active in Utah does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.
What Gets Bought in Utah
- Landscaping Services25 loans
- Full-Service Restaurants15 loans
- All Other Specialty Trade Contractors12 loans
- Limited-Service Restaurants12 loans
- Hotels (except Casino Hotels) and Motels12 loans
Industry-specific pricing and diligence live in the Industry Buy Guides.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Utah project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.
Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.