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Buying a Business in Utah

What SBA acquisition lending actually looks like in Utah, from loan-level government data.

FY2025 Acquisition Loans

109

$126.5M approved

Median Loan

$650,000

FY2020 through FY2025

Loans Since FY2020

523

$586.6M in total approvals

Share of U.S. Activity

1.5%

Of change-of-ownership loans

Most Active Acquisition Lenders in Utah

  1. 1. Zions Bank, A Division of60 loans
  2. 2. Live Oak Banking Company49 loans
  3. 3. Central Bank38 loans
  4. 4. MISSINGMAINBANKID31 loans
  5. 5. America First FCU31 loans

A lender being active in Utah does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Utah

  • Landscaping Services25 loans
  • Full-Service Restaurants15 loans
  • All Other Specialty Trade Contractors12 loans
  • Limited-Service Restaurants12 loans
  • Hotels (except Casino Hotels) and Motels12 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Utah project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.