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Buying a Business in Texas

What SBA acquisition lending actually looks like in Texas, from loan-level government data.

FY2025 Acquisition Loans

666

$891.1M approved

Median Loan

$889,500

FY2020 through FY2025

Loans Since FY2020

2,815

$3.80B in total approvals

Share of U.S. Activity

7.9%

Of change-of-ownership loans

Most Active Acquisition Lenders in Texas

  1. 1. Live Oak Banking Company378 loans
  2. 2. The Huntington National Bank90 loans
  3. 3. Celtic Bank Corporation71 loans
  4. 4. First Financial Bank66 loans
  5. 5. Bank of Hope61 loans

A lender being active in Texas does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Texas

  • Full-Service Restaurants176 loans
  • Hotels (except Casino Hotels) and Motels169 loans
  • Gasoline Stations with Convenience Stores98 loans
  • Limited-Service Restaurants93 loans
  • Insurance Agencies and Brokerages85 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Texas project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.