Buying a Business in New Hampshire
The Numbers
FY2025 Acquisition Loans
52
$54.1M approved
Median Loan
$372k
FY2020 through FY2025
Loans Since FY2020
241
$178M in total approvals
Share of U.S. Activity
0.7%
Of change-of-ownership loans
What the Data Says
New Hampshire ranks 38th of 53 states and territories for change-of-ownership SBA 7(a) lending: 241 loans since FY2020, 0.7% of the national total.
The typical deal runs small: its $372k median loan sits below the $650k midpoint across states, within reach on less equity.
Activity is accelerating: FY2025's 52 loans ran ahead of the state's own ~40 a year pace since FY2020.
The most-financed target is full-service restaurants (17 loans), and the 5 most active lenders wrote about 36% of the state's acquisitions, a broad lender field.
Most Active Acquisition Lenders in New Hampshire
- 1. Live Oak Banking Company29 loans
- 2. Meredith Village Savings Bank19 loans
- 3. Rockland Trust Company16 loans
- 4. Merrimack County Savings Bank14 loans
- 5. Manufacturers and Traders Trust Company9 loans
A lender being active in New Hampshire does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lenders.
What Gets Bought in New Hampshire
- Full-Service Restaurants17 loans
- Limited-Service Restaurants15 loans
- General Automotive Repair10 loans
- Snack and Nonalcoholic Beverage Bars6 loans
- Convenience Retailers5 loans
Industry-specific pricing and diligence live in the Guides. How many buyable businesses New Hampshire holds in each trade is in Where the Businesses Are.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a New Hampshire project address. Approvals, not closings; excludes conventional and 504 financing.