Buying a Business in Nevada
The Numbers
FY2025 Acquisition Loans
60
$62.8M approved
Median Loan
$725k
FY2020 through FY2025
Loans Since FY2020
294
$326M in total approvals
Share of U.S. Activity
0.8%
Of change-of-ownership loans
What the Data Says
Nevada ranks 33rd of 53 states and territories for change-of-ownership SBA 7(a) lending: 294 loans since FY2020, 0.8% of the national total.
The typical deal runs large: its $725k median loan sits above the $650k midpoint across states, so expect bigger checks and the larger injection and cash flow they need.
Activity is accelerating: FY2025's 60 loans ran ahead of the state's own ~49 a year pace since FY2020.
The most-financed target is limited-service restaurants (17 loans), and the 5 most active lenders wrote about 37% of the state's acquisitions, a broad lender field.
Most Active Acquisition Lenders in Nevada
- 1. Live Oak Banking Company39 loans
- 2. Plumas Bank23 loans
- 3. Zions Bank, A Division of17 loans
- 4. America First Federal Credit Union17 loans
- 5. Western Alliance Bank12 loans
A lender being active in Nevada does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lenders.
What Gets Bought in Nevada
- Limited-Service Restaurants17 loans
- General Automotive Repair14 loans
- Insurance Agencies and Brokerages10 loans
- Landscaping Services10 loans
- Full-Service Restaurants9 loans
Industry-specific pricing and diligence live in the Guides. How many buyable businesses Nevada holds in each trade is in Where the Businesses Are.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Nevada project address. Approvals, not closings; excludes conventional and 504 financing.