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Buying a Business in Maine

What SBA acquisition lending actually looks like in Maine, from loan-level government data.

FY2025 Acquisition Loans

29

$20.9M approved

Median Loan

$250,000

FY2020 through FY2025

Loans Since FY2020

159

$89.7M in total approvals

Share of U.S. Activity

0.4%

Of change-of-ownership loans

Most Active Acquisition Lenders in Maine

  1. 1. Machias Savings Bank19 loans
  2. 2. Bangor Savings Bank18 loans
  3. 3. Maine Community Bank18 loans
  4. 4. Norway Savings Bank15 loans
  5. 5. Live Oak Banking Company14 loans

A lender being active in Maine does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Maine

  • Full-Service Restaurants10 loans
  • Supermarkets and Other Grocery (except Convenience) Stores10 loans
  • All Other Specialty Trade Contractors6 loans
  • Fitness and Recreational Sports Centers4 loans
  • Plumbing, Heating, and Air-Conditioning Contractors4 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Maine project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.