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Buying a Business in Louisiana

The Numbers

FY2025 Acquisition Loans

71

$91.0M approved

Median Loan

$813k

FY2020 through FY2025

Loans Since FY2020

321

$375M in total approvals

Share of U.S. Activity

0.9%

Of change-of-ownership loans

What the Data Says

Louisiana ranks 32nd of 53 states and territories for change-of-ownership SBA 7(a) lending: 321 loans since FY2020, 0.9% of the national total.

The typical deal runs large: its $813k median loan sits above the $650k midpoint across states, so expect bigger checks and the larger injection and cash flow they need.

Activity is accelerating: FY2025's 71 loans ran ahead of the state's own ~54 a year pace since FY2020.

The most-financed target is hotels (except casino hotels) and motels (23 loans), and the 5 most active lenders wrote about 37% of the state's acquisitions, a broad lender field.

Most Active Acquisition Lenders in Louisiana

  1. 1. Hancock Whitney Bank28 loans
  2. 2. Live Oak Banking Company25 loans
  3. 3. American Bank (LA)23 loans
  4. 4. Gulf Coast Bank22 loans
  5. 5. First Financial Bank (AR)21 loans

A lender being active in Louisiana does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lenders.

What Gets Bought in Louisiana

  • Hotels (except Casino Hotels) and Motels23 loans
  • Full-Service Restaurants16 loans
  • Pharmacies and Drug Retailers15 loans
  • Limited-Service Restaurants14 loans
  • Insurance Agencies and Brokerages12 loans

Industry-specific pricing and diligence live in the Guides. How many buyable businesses Louisiana holds in each trade is in Where the Businesses Are.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Louisiana project address. Approvals, not closings; excludes conventional and 504 financing.