Buying a Business in Kansas
The Numbers
FY2025 Acquisition Loans
63
$66.6M approved
Median Loan
$554k
FY2020 through FY2025
Loans Since FY2020
392
$345M in total approvals
Share of U.S. Activity
1.1%
Of change-of-ownership loans
What the Data Says
Kansas ranks 26th of 53 states and territories for change-of-ownership SBA 7(a) lending: 392 loans since FY2020, 1% of the national total.
The typical deal runs small: its $554k median loan sits below the $650k midpoint across states, within reach on less equity.
Activity is steady, near the state's ~65 a year pace since FY2020.
The most-financed target is hotels (except casino hotels) and motels (26 loans), and the 5 most active lenders wrote about 27% of the state's acquisitions, a broad lender field.
Most Active Acquisition Lenders in Kansas
- 1. Emprise Bank32 loans
- 2. Landmark National Bank20 loans
- 3. Live Oak Banking Company19 loans
- 4. Community National Bank & Trust17 loans
- 5. OakStar Bank16 loans
A lender being active in Kansas does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lenders.
What Gets Bought in Kansas
- Hotels (except Casino Hotels) and Motels26 loans
- Full-Service Restaurants15 loans
- Landscaping Services13 loans
- General Automotive Repair11 loans
- Limited-Service Restaurants10 loans
Industry-specific pricing and diligence live in the Guides. How many buyable businesses Kansas holds in each trade is in Where the Businesses Are.
Method & Source
Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Kansas project address. Approvals, not closings; excludes conventional and 504 financing.