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Buying a Business in Georgia

What SBA acquisition lending actually looks like in Georgia, from loan-level government data.

FY2025 Acquisition Loans

263

$357.8M approved

Median Loan

$920,000

FY2020 through FY2025

Loans Since FY2020

1,312

$1.90B in total approvals

Share of U.S. Activity

3.7%

Of change-of-ownership loans

Most Active Acquisition Lenders in Georgia

  1. 1. Live Oak Banking Company143 loans
  2. 2. Metro City Bank94 loans
  3. 3. Renasant Bank61 loans
  4. 4. United Community Bank45 loans
  5. 5. First IC Bank44 loans

A lender being active in Georgia does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Georgia

  • Hotels (except Casino Hotels) and Motels110 loans
  • Full-Service Restaurants101 loans
  • Limited-Service Restaurants76 loans
  • Beer, Wine, and Liquor Stores41 loans
  • Child Day Care Services41 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Georgia project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.