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Buying a Business in Arizona

What SBA acquisition lending actually looks like in Arizona, from loan-level government data.

FY2025 Acquisition Loans

146

$174.5M approved

Median Loan

$822,000

FY2020 through FY2025

Loans Since FY2020

823

$986.5M in total approvals

Share of U.S. Activity

2.3%

Of change-of-ownership loans

Most Active Acquisition Lenders in Arizona

  1. 1. Live Oak Banking Company103 loans
  2. 2. St. Louis Bank77 loans
  3. 3. Celtic Bank Corporation49 loans
  4. 4. Midwest Regional Bank42 loans
  5. 5. Zions Bank, A Division of26 loans

A lender being active in Arizona does not require a local branch; several top SBA lenders work nationally. Build a shortlist with Lender Match.

What Gets Bought in Arizona

  • Full-Service Restaurants42 loans
  • General Automotive Repair33 loans
  • Limited-Service Restaurants24 loans
  • Homes for the Elderly24 loans
  • Plumbing, Heating, and Air-Conditioning Contractors23 loans

Industry-specific pricing and diligence live in the Industry Buy Guides.

Method & Source

Computed from the SBA 7(a) FOIA loan-level dataset (FY2020 through FY2025), filtered to approvals flagged change of ownership with a Arizona project address. Approvals, not closings; excludes conventional and 504 financing. Free to cite with attribution.

Everything here is educational information, not financial, legal, tax, or investment advice. Figures are estimates or cited third-party data; verify anything that matters against primary sources and your own advisors before acting on it.