BRIC Personal Guarantee Insurance
At a Glance
The competing quote that makes the PGI decision an informed one; two policies read side by side will teach you what this young category actually covers.
- Pricing
- Custom Pricing, Premiums quoted per policy; industry coverage describes annual premiums commonly in the low single-digit percent of the insured amount (roundups, July 2026).
- Best For
- Guarantee-signing buyers who want the stated-carrier-rating version of the product and are comparing at least two PGI quotes
- Roadmap Stages
- 5. Diligence & Close the Deal
Pros and Cons
Pros
- States its carrier and its rating plainly, A (Excellent) from AM Best, which matters most in a young category
- The coverage share is the buyer's choice up to 80%, with limits up to $2.5M stated on the page
- Purpose-built for exactly the SBA guarantee exposure searchers carry, and the one product in the category a US buyer can actually buy
Cons
- At least a fifth of the guarantee remains yours by design, and the share you choose sets the premium
- Policy conditions and default definitions decide the real value; read them with counsel
- Young category, short claims history, and coverage is subject to underwriting
What Searchers Say
The one buyable entrant as personal guarantee insurance arrives in the US; its only named rival is a waitlist. Compare policy language rather than headlines, and treat carrier quality as the product.