BRIC Personal Guarantee Insurance
At a Glance
The competing quote that makes the PGI decision an informed one; two policies read side by side will teach you what this young category actually covers.
- Pricing
- Custom Pricing, Premiums quoted per policy; industry coverage describes annual premiums commonly in the low single-digit percent of the insured amount (roundups, July 2026).
- Best For
- Guarantee-signing buyers who want the stated-carrier-rating version of the product and are comparing at least two PGI quotes
- Roadmap Stages
- 5. Diligence & Close the Deal
Pros and Cons
Pros
- States its carrier backing and rating plainly, which matters most in a young category
- The 50% coverage structure is simple to reason about
- Purpose-built for exactly the SBA guarantee exposure searchers carry
Cons
- Half the guarantee remains yours by design
- Policy conditions and default definitions decide the real value; read them with counsel
- Young category, short claims history
What Searchers Say
One of the visible early entrants as personal guarantee insurance arrives in the US. The sensible buyer posture: quote it against PGI America, compare policy language rather than headlines, and treat carrier quality as the product.