Equity injection

Definition

The cash a buyer puts in, usually a tenth of an SBA-financed deal.

Why It Matters

It is the lever that turns your savings into a maximum purchase price: at a 10% requirement, every dollar of injection supports about ten dollars of deal. Run that math backward, from the cash you actually have to the largest business you can finance, and it becomes the first reality check on any target.

In numbers: At a 10% injection, $120k of cash supports up to a $1.2M total project; the same math run backward is how the SBA Calculator turns savings into a maximum price.