# Webster Bank

From five million of EBITDA, the highest door here.

The sponsor and specialty finance business of Webster Bank, which its pages describe as a division of Santander Bank, N.A., lending to private equity-backed companies with $5 to $75 million of EBITDA and a stated focus above $10 million, as sole lender, joint lead or club participant, with hold levels to $100 million on commercial loans and $250 million in fund banking, and underwriting capacity to $350 million per transaction.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://www.websterbank.com/commercial-banking/lending/sponsor-specialty-finance/what-we-do/

## At a Glance

The ceiling of this shelf rather than a first call: a [searcher](https://searchspheresource.com/glossary/searcher) reaches it only with a large company and a fund that already banks there.

## What It Costs

Loan products; terms by term sheet. The page publishes the EBITDA band, the hold levels and the underwriting capacity and no rates (per websterbank.com, September 2026).

## Best For

A buyer of a company with five million or more of [EBITDA](https://searchspheresource.com/glossary/ebitda) whose investors want a bank that can lead or join a syndicate

## Pros and Cons

- Pro: Publishes hold levels and underwriting capacity on the desk's own page
- Pro: Twenty years of [sponsor finance](https://searchspheresource.com/glossary/sponsor-finance) lending by its own page, since 2004
- Pro: Sector teams named on the page, from healthcare to aerospace and defense
- Pro: North American businesses rather than a home region
- Con: The floor is $5 million of EBITDA with a stated focus above $10 million, which is past most searcher deals
- Con: Written for [private equity](https://searchspheresource.com/glossary/private-equity) firms and names no [independent sponsor](https://searchspheresource.com/glossary/independent-sponsor) or [search fund](https://searchspheresource.com/glossary/search-fund)

## What Searchers Say

The page carries the desk's history and structures and no customer voices. No searcher-forum discussion of the desk was found.

## Sources

- https://www.websterbank.com/commercial-banking/lending/sponsor-specialty-finance/what-we-do/
- https://www.websterbank.com/about/

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/webster-bank
Last checked: 2026-09-18

Site index for machines: https://searchspheresource.com/llms.txt