# Village Bank

Minnesota Preferred Lender, buyouts on the page.

A Minnesota community bank with four offices north of the Twin Cities, an SBA Preferred Lender with delegated authority to make certain lending decisions locally, whose SBA page lists business acquisitions and partner buyouts among its uses and whose 504 lending won a regional development company's partner award for 2025.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://www.villagebankonline.bank/sba-financing

## At a Glance

A small Minnesota bank that says the two words a buyer looks for, acquisitions and buyouts, and will start without a relationship; the program figures on its page are the program's.

## What It Costs

Loan products; terms by term sheet. Its SBA pages print the program's $5 million 7(a) ceiling, an Express ceiling of $500,000, a guaranteed revolving line up to $350,000 and 504 project costs up to $12 million; no rate or fee (per villagebankonline.bank, September 2026).

## Best For

A buyer of a Minnesota business who wants a community bank with delegated SBA authority and no existing relationship required to start

## Pros and Cons

- Pro: Lists business acquisitions and [partner buyouts](https://searchspheresource.com/glossary/partner-buyout) among its SBA uses and says a buyer needs no existing banking relationship to start the conversation
- Pro: Delegated authority to make certain lending decisions locally, in its own words
- Pro: A regional development company's 504 lending partner of the year for 2025, a multiple-year honor by its own post
- Pro: Names its commercial and SBA bankers with titles
- Con: Publishes no rate and no fee, and its two SBA pages describe their products under different headings
- Con: Four offices in one state, a get-started form that hands off to a banker, and no online application
- Con: Names no [search fund](https://searchspheresource.com/glossary/search-fund), [searcher](https://searchspheresource.com/glossary/searcher) or acquisition entrepreneur, and says acquisitions may require additional documentation and review

## What Searchers Say

Read on its SBA financing page, its SBA loan options page, its business loans page, its team page, its FAQ and its award post. The federal loan file lists the bank under an address that no longer serves it. No searcher-forum discussion of the desk was found.

## Sources

- https://www.villagebankonline.bank/sba-financing
- https://www.villagebankonline.bank/sba-loan-options
- https://www.villagebankonline.bank/business-loans
- https://www.villagebankonline.bank/meet-our-team
- https://www.villagebankonline.bank/faq

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/village-bank
Last checked: 2026-09-18

Site index for machines: https://searchspheresource.com/llms.txt