# PGI America

Insurance against part of the personal guarantee.

Personal guarantee insurance for US borrowers that cannot be bought yet. Its own site says coverage is not yet available for US purchase, calls itself the pre-launch US sister brand of PGI Canada, and offers a waitlist, with terms, states served and loan types to be confirmed at launch.

- Category: Insurance
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://pgiamerica.com

## At a Glance

Get a quote alongside your loan terms and let your attorney read the policy; insuring half the guarantee for a low single-digit premium is a trade many buyers would take if they knew it existed.

## What It Costs

Nothing to quote yet. The site offers a waitlist and says final terms, states served and loan types will be confirmed at launch.

## Best For

Buyers signing an SBA [personal guarantee](https://searchspheresource.com/glossary/personal-guarantee) who want to insure part of the scariest clause in the deal, especially where the guarantee reaches the house

## Pros and Cons

- Pro: The named sister of an established Canadian personal-guarantee insurer, so the product behind the waitlist exists somewhere
- Pro: A waitlist costs nothing, and the category has one buyable rival whose policy language can be read in the meantime
- Con: Coverage is not yet available for US purchase, in its own words, so nothing here can be quoted or bought today
- Con: Terms, states served and loan types are all to be confirmed at launch, which is every fact a buyer would need
- Con: A new category with a short claims history, and this entrant has none at all

## What Searchers Say

Pre-launch on its own site as of September 2026. Treat it as a name to watch, and read the buyable rival's policy language instead.

## Compared With

- Which personal-guarantee insurer should quote your policy? (https://searchspheresource.com/resources/compare/bric-vs-pgi-america.md)

## Sources

- https://pgiamerica.com/
- https://www.clearlyacquired.com/blog/personal-guarantee-insurance-sba-loans

Also on this site: https://searchspheresource.com/resources/category/insurance.md
Source: https://searchspheresource.com/resources/pgi-america
Last checked: 2026-09-04

Site index for machines: https://searchspheresource.com/llms.txt