# Grasshopper Bank

Cash flow lending from a million of EBITDA, online.

A digital business bank whose sponsor finance team lends senior secured term loans, lines of credit and delayed draw loans to lower middle market buyouts, with published target criteria of about $1 million of EBITDA, about $8 million of sustainable revenue and capital needs from $1 million, a minimum funded debt of about $2 million at closing and a maximum commitment of about $10 million per borrower, to funded and unfunded private equity firms, family offices and independent sponsors, and an SBA Preferred Lender whose 7(a) is applied for online.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://www.grasshopper.bank/sponsor-finance/

## At a Glance

Worth a call for a deal around a million of [EBITDA](https://searchspheresource.com/glossary/ebitda) with investors behind it, and read its FAQ on who it partners with before assuming a first search qualifies.

## What It Costs

Loan products; terms by term sheet. The sponsor page publishes the EBITDA, revenue and loan-size floors and no rates; the 7(a) page publishes a $150,000 floor, a $5 million ceiling and an as-low-as rate of prime plus 2% (per grasshopper.bank, September 2026).

## Best For

A [searcher](https://searchspheresource.com/glossary/searcher) with a committed investor group whose deal clears a million of EBITDA and who wants a lender with a published floor at that size and a stated willingness to work with unfunded sponsors

## Pros and Cons

- Pro: A published floor of about $1 million of EBITDA and $1 million of capital, the second-lowest on this shelf
- Pro: Says in its own FAQ that it works with funded and unfunded [private equity](https://searchspheresource.com/glossary/private-equity) firms, family offices and [independent sponsors](https://searchspheresource.com/glossary/independent-sponsor)
- Pro: Names a network of investment partners for a deal larger than the bank lends directly
- Pro: Sponsors throughout the U.S., by its own page
- Pro: An SBA [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) whose [7(a)](https://searchspheresource.com/glossary/sba-7a) is applied for online from $150,000 to $5 million with terms to 25 years, and a published as-low-as rate of prime plus 2%
- Con: Its stated criteria are approximate and the page asks for a track record of deal execution, which a first-time buyer does not have
- Con: No searcher or [search fund](https://searchspheresource.com/glossary/search-fund) is named on the sponsor page; the SBA hub's intake form lists Search Fund among its industries and nothing else on the site does

## What Searchers Say

The page carries partner testimonials from sponsors it has closed with. No searcher-forum discussion of the desk was found.

## Sources

- https://www.grasshopper.bank/sponsor-finance/
- https://www.grasshopper.bank/lending-solutions/sba-lending/sba-7a-loan/

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/grasshopper-bank
Last checked: 2026-09-18

Site index for machines: https://searchspheresource.com/llms.txt