# GBank

The biggest average acquisition loan on the table.

A Las Vegas bank whose SBA 7(a) program funds business and franchise acquisitions up to $5M, fully amortizing with no balloon, and which writes the largest average acquisition loan among the most active lenders in the federal file.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Set Up & Fund the Search, Diligence & Close the Deal
- Website: https://www.g.bank/loans/small-business-administration-sba-loans/sba-7a-loan-program.html

## At a Glance

The lender to call when the deal is bigger than main street; ask first whether Las Vegas decisioning reaches your market.

## What It Costs

Loan products, no fee to engage. The 7(a) reaches $5,000,000, up to ten years on a business-only deal and twenty-five on real estate, and the bank states the loan fully amortizes with no future balloon. Rates are described as competitive variable and are not published; confirm current terms directly.

## Best For

A buyer whose deal is larger than the typical main-street purchase, especially a franchise resale, who wants a lender that already writes at that size

## Pros and Cons

- Pro: Wrote 121 [change-of-ownership](https://searchspheresource.com/glossary/change-of-ownership) loans in FY2025 totaling about $348M, which is roughly $2.9M a loan, the largest average among the most active acquisition lenders and computed here from the SBA's own loan file
- Pro: Names both business acquisitions and franchise financing as eligible uses on its own [7(a)](https://searchspheresource.com/glossary/sba-7a) page, which most bank pages leave implicit
- Pro: States plainly that the loan fully amortizes with no future balloon, a term buyers otherwise have to ask about
- Pro: Sits third by acquisition dollars in FY2025 while lending from a single market, so the deal size rather than the branch count is what it competes on
- Con: Publishes no rates or fees, so the only way to compare it is the call
- Con: Markets itself on local decisions in the Las Vegas area, so a buyer elsewhere should ask early whether the relationship travels
- Con: Does not state [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) status on its 7(a) page, which decides whether the file gets a second credit review at the SBA
- Con: No Searchfunder or Reddit thread discusses the lender, so there is no practitioner account of how it handles a [search-fund](https://searchspheresource.com/glossary/search-fund) file

## What Searchers Say

Loan counts, dollars, and the average deal size are computed here from the SBA 7(a) loan-level file. Product terms and eligible uses are from the bank's own 7(a) page. Preferred Lender status is unstated rather than denied, and the row says so.

## Sources

- https://www.g.bank/loans/small-business-administration-sba-loans/sba-7a-loan-program.html
- https://www.g.bank/loans/small-business-administration-sba-loans

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/gbank
Last checked: 2026-07-28

Site index for machines: https://searchspheresource.com/llms.txt