# First United Bank An Oklahoma Preferred Lender that pays the fee. An Oklahoma and Texas bank with more than eighty locations by its locations page, a Preferred Lending Partner with SBA in its own words. Its 7(a) purposes list business acquisition, partner buyout and buying in to an existing company fifth of seven, with a partner buyout case study and a guaranty fee it says it pays on Oklahoma loans. - Category: SBA & Acquisition Lenders - Pricing model: Custom Pricing - Where it fits: Diligence & Close the Deal - Website: https://www.firstunitedbank.com/sba-lending ## At a Glance A [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) that names a [partner buyout](https://searchspheresource.com/glossary/partner-buyout) in its list and says it pays the [guaranty fee](https://searchspheresource.com/glossary/sba-guaranty-fee) on Oklahoma loans, then hedges in its own article; the desk is unnamed and the page is the way in. ## What It Costs Loan products. Its SBA page restates the program's 7(a) ceiling and gives terms up to twenty-five years for real estate and ten for other purposes, with blended terms that may be available for mixed loans. It says the guaranty fee is paid by the bank for loans originated in Oklahoma to businesses operating there. Its June 2026 article softens that to may be able to absorb, for qualifying Oklahoma businesses. It writes 504 project financing typically up to $20 million, and USDA Business and Industry loans for loans that exceed the SBA's maximum, both other structures. ## Best For A buyer in Oklahoma or Texas who wants a Preferred Lender that names a partner buyout in its [7(a)](https://searchspheresource.com/glossary/sba-7a) list and, for an Oklahoma business, may carry the guaranty fee. ## Pros and Cons - Pro: A Preferred Lending Partner with SBA in its own words, with faster approvals from its PLP status by its benefits list - Pro: Lists business acquisition, partner buyout and buying in to an existing company among its 7(a) purposes, and asks the reader whether they are considering a partner buy-out or business acquisition - Pro: Says the guaranty fee is paid by the bank for loans originated in Oklahoma to Oklahoma businesses, with the tax credit basis explained in its article - Pro: A partner buyout case study and a full commercial loan checklist on its pages - Con: No SBA banker is named anywhere; its team page lists executives only and its press page answers 404 - Con: Its SBA page states the fee benefit flatly where its own article says may be able to absorb and not for every request - Con: Its contact page's mailing address is a Durant, Oklahoma post office box and no page calls a city its headquarters; its about and locations pages count its banks two ways - Con: Names no [search fund](https://searchspheresource.com/glossary/search-fund), [searcher](https://searchspheresource.com/glossary/searcher) or acquisition entrepreneur ## What Searchers Say Read on its SBA and USDA lending page, its commercial loans, commercial products and small business pages, its about, locations and team pages, its press page, which answers 404, and two of its own articles on Preferred Lender status and on guaranty fees. No searcher-forum discussion of the desk was found. ## Sources - https://www.firstunitedbank.com/sba-lending - https://www.firstunitedbank.com/spendlifewisely/sba-7a-loans-oklahoma-potential-way-save-sba-guaranty-fees - https://www.firstunitedbank.com/commercial-loans - https://www.firstunitedbank.com/locations - https://www.firstunitedbank.com/about-us - https://www.firstunitedbank.com/contact-us Also on this site: https://searchspheresource.com/resources/category/lender.md Source: https://searchspheresource.com/resources/first-united-bank Last checked: 2026-09-19 Site index for machines: https://searchspheresource.com/llms.txt