# Community Banks of Colorado (SBA lending)

One charter, four brand names, buys named.

One NBH Bank charter lending under four brand names: Community Banks of Colorado, Bank Midwest, Hillcrest Bank, and Bank of Jackson Hole. It is a Designated SBA Preferred Lender with in-house approval, naming the 7(a) a great fit for business acquisition at up to $5 million and 25-year real estate terms. The FOIA loan file seats the charter in Utah's and Wyoming's tables, under the sister brands' turf.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Set Up & Fund the Search, Diligence & Close the Deal
- Website: https://www.cobnks.com/business-banking/sba-loans/

## At a Glance

The four-names-one-charter desk of the mountain states: a buyer walking into Hillcrest or Bank of Jackson Hole is applying to this book without knowing it. Acquisition is named and approval stays in-house; bring the rate question, because the pages do not answer it.

## What It Costs

Loan products; no fee to engage. The SBA pages state the structure, up to $5,000,000 with terms to 25 years for commercial real estate and 10 for other purposes, and name the 7(a) a great fit for business acquisition. They publish no rates, and state a 10 to 20 percent down payment on the 504. The FOIA loan file places the charter fourth in Utah with 31 and fourth in Wyoming with 5 change-of-ownership loans across the file's six years, seats a buyer would meet as Hillcrest Bank and Bank of Jackson Hole rather than under the Colorado name.

## Best For

Buyers across the mountain states who may know this desk as Hillcrest, Bank Midwest, or Bank of Jackson Hole, and want in-house SBA approval with acquisition named on the page

## Pros and Cons

- Pro: A Designated SBA [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) with in-house assessment and approval, said on its own page
- Pro: Names the [7(a)](https://searchspheresource.com/glossary/sba-7a) a great fit for business acquisition, with the $5 million and 25-and-10-year structure stated
- Pro: The four-brand map is the finding: Utah and Wyoming seats in the FOIA loan file belong to this one charter a buyer meets under other names
- Pro: A state SBA lender-of-the-year recognition on its own site
- Con: No rates or down payments published anywhere on the SBA pages
- Con: A modest book in the FOIA loan file, 36 loans across two fourth-place seats, both under sister brands' turf
- Con: Four brand names over one charter means reviews and referrals scatter; ask which desk actually holds the SBA team
- Con: No Searchfunder or Reddit thread discusses the lender, so there is no practitioner account of how it handles a [search-fund](https://searchspheresource.com/glossary/search-fund) file

## What Searchers Say

The Preferred Lender designation, in-house approval, the acquisition fit, the structure, and the four-brand family are its own pages'. The FOIA loan file independently places the charter fourth in Utah and fourth in Wyoming for [change-of-ownership](https://searchspheresource.com/glossary/change-of-ownership) loans across the file's six years. The file keys it by the NBH division name, and the brand map is what connects those seats to the desks a buyer actually meets.

## Sources

- https://www.cobnks.com/business-banking/sba-loans/
- https://www.nbhbank.com/
- https://searchspheresource.com/data/acquisition-lending

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/community-banks-of-colorado
Last checked: 2026-09-04

Site index for machines: https://searchspheresource.com/llms.txt