# Central Bank (Utah)

Utah County Preferred Lender, purchase named.

A Provo bank serving Utah County since 1891 and an SBA Preferred Lender by every page's footer, whose 7(a) page names purchasing or expanding an existing business third among five uses, restates the program's ceilings, and routes an SBA loan to a named SBA manager and two officers by phone.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://cbutah.com/business-banking/sba/

## At a Glance

A one-county bank that names the purchase and its people; the numbers on its pages are the program's and the reach is Utah County.

## What It Costs

Loan products; terms by term sheet. Its 7(a) page prints the program's $5 million ceiling and its Express page the program's older cap; rates adjust periodically on a fully amortizing loan with a personal guarantee, and no rate or fee is published (per cbutah.com, September 2026).

## Best For

A buyer of a business in Utah County who wants a local [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) that processes the loan in its own office and answers on a named line

## Pros and Cons

- Pro: Names purchasing or expanding an existing business among its [7(a)](https://searchspheresource.com/glossary/sba-7a) uses
- Pro: Names an SBA manager and two SBA officers with direct numbers
- Pro: Processes and maintains the loan in its local office, with a [loan committee](https://searchspheresource.com/glossary/loan-committee) that meets twice a week, by its own pages
- Pro: Serving one county since 1891, with thirteen branches listed
- Con: Every figure on its SBA pages is the program's own, and its Express ceiling is the program's older cap
- Con: Utah County only, by its own about page, and an SBA route that is a phone number
- Con: Its SBA sheet is dated January 2023 and its news page is gone
- Con: Names no [search fund](https://searchspheresource.com/glossary/search-fund), [searcher](https://searchspheresource.com/glossary/searcher) or acquisition entrepreneur

## What Searchers Say

Read on its SBA page, its 7(a), Express and 504 pages, its business loans pages, its about, contact and locations pages and its SBA sales sheet. No searcher-forum discussion of the desk was found.

## Sources

- https://cbutah.com/business-banking/sba/
- https://cbutah.com/business-banking/sba/7a-loan-program/
- https://cbutah.com/business-banking/sba/sba-express-loan/
- https://cbutah.com/central-bank/about-us/
- https://cbutah.com/business-banking/business-loans/

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/central-bank-utah
Last checked: 2026-09-18

Site index for machines: https://searchspheresource.com/llms.txt