# Centier Bank

Indiana Preferred Lender, buyouts in its articles.

The largest private, family-owned bank in Indiana by its own about page, headquartered in Merrillville, an SBA Preferred Lender whose SBA page names an SBA relationship specialist and whose product tiles say grow, expand or refinance; buying or acquiring a business and partner buyouts appear in two articles its SBA page links, by its own SBA lender, and on no product page.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://www.centier.com/small-business/financing/sba-loans

## At a Glance

A family-owned Indiana [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) whose product page says grow and expand and whose own lender's article says acquisitions and buyouts; read the article before the call.

## What It Costs

Loan products; terms by term sheet. Its SBA page publishes an Express line to $500,000, up to ninety percent bank financing on the 7(a), no prepayment penalty under fifteen years and no balloon, and no rate; its commercial page publishes conventional loans from $1 million to $115 million and beyond (per centier.com, September 2026).

## Best For

A buyer of an Indiana business who wants a family-owned Preferred Lender with a named SBA specialist, and who reads the bank's articles for the use its product page leaves out

## Pros and Cons

- Pro: A Preferred Lender that ranks itself in the top three of preferred lenders on one page and the top ten percent nationally on another, under its own footnote
- Pro: Names an SBA relationship specialist on its SBA page and says lending decisions are made locally
- Pro: Its own SBA lender's article lists acquisitions and [partner buyouts](https://searchspheresource.com/glossary/partner-buyout) among what the desk has financed
- Pro: Publishes up to ninety percent bank financing on the [7(a)](https://searchspheresource.com/glossary/sba-7a) and no [prepayment penalty](https://searchspheresource.com/glossary/prepayment-penalty) under fifteen years
- Con: No product page names buying a business; the use lives in two articles linked from the SBA page
- Con: Publishes no 7(a) size and no rate, and its two ranking claims share one undated footnote
- Con: Indiana only by its own pages, with a callback form and no phone for the SBA desk
- Con: Names no [search fund](https://searchspheresource.com/glossary/search-fund), [searcher](https://searchspheresource.com/glossary/searcher) or acquisition entrepreneur

## What Searchers Say

Read on its SBA page, its loans and lines page, its team page, its commercial lending pages, its about page and the two SBA articles its SBA page links. No searcher-forum discussion of the desk was found.

## Sources

- https://www.centier.com/small-business/financing/sba-loans
- https://www.centier.com/small-business/financing/loans-lines-of-credit
- https://www.centier.com/about/who-we-are
- https://www.centier.com/
- https://www.centier.com/commercial/commercial-lending

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/centier-bank
Last checked: 2026-09-19

Site index for machines: https://searchspheresource.com/llms.txt