# Bell Bank

Cash flow from three million, successions named.

Bell Capital Finance, the sponsor finance arm of a Fargo bank, lending senior cash flow loans since 2014 to companies with $10 to $100 million of revenue and $3 to $10 million of EBITDA, for private equity groups and for non-sponsored deals including management buyouts and succession transactions.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Diligence & Close the Deal
- Website: https://bell.bank/business/industry-expertise/capital-finance

## At a Glance

The one desk here that says in so many words it lends into non-sponsored succession deals, which is what a self-funded buyer past the cap is.

## What It Costs

Loan products; terms by term sheet. The page publishes the revenue and EBITDA bands and no loan size or rates (per bell.bank, September 2026).

## Best For

A buyer of a company with three million or more of [EBITDA](https://searchspheresource.com/glossary/ebitda), with or without a fund behind them, since the desk names non-sponsored succession deals

## Pros and Cons

- Pro: Names non-sponsored transactions, including [management buyouts](https://searchspheresource.com/glossary/management-buyout) and generational or succession deals, which is a [searcher](https://searchspheresource.com/glossary/searcher)'s shape
- Pro: A published EBITDA band of $3 to $10 million and a revenue band to match
- Pro: A desk with a decade of history by its own page, since 2014
- Pro: Runs across all industries, by its own page
- Pro: An SBA [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) making lending decisions locally, by its SBA page
- Con: No loan size, no hold size and no geography are published for the desk
- Con: No [search fund](https://searchspheresource.com/glossary/search-fund) or [independent sponsor](https://searchspheresource.com/glossary/independent-sponsor) is named; [private equity](https://searchspheresource.com/glossary/private-equity) groups are the stated partner

## What Searchers Say

The page names the desk's founding year and its transaction types and little else. No searcher-forum discussion of the desk was found.

## Sources

- https://bell.bank/business/industry-expertise/capital-finance
- https://bell.bank/get-to-know-bell/about-us

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/bell-bank
Last checked: 2026-09-18

Site index for machines: https://searchspheresource.com/llms.txt