# Bank of Hope (SBA lending)

The largest Korean American bank's SBA desk.

The largest Korean American bank's SBA desk, and one of the deepest California acquisition books the FOIA loan file surfaced: a Preferred Lender among America's hundred largest banks, twelve states in its own words. Its program table runs the 7(a), 504, export program, and an EZ or Express lane to $500,000 that, as of a September 2026 read, names speed rather than any purpose.

- Category: SBA & Acquisition Lenders
- Pricing model: Custom Pricing
- Where it fits: Set Up & Fund the Search, Diligence & Close the Deal
- Website: https://www.bankofhope.com/business-lending/sba-lending

## At a Glance

The re-keyed file's biggest surfacing outside the league table: a California acquisition book deeper than most state champions, from a desk the [searcher](https://searchspheresource.com/glossary/searcher) conversation never names. For a California or Texas deal, especially in the communities this bank was built for, it belongs on the first-call list with a published-terms quote alongside.

## What It Costs

Loan products; no fee to engage. The page publishes a program table rather than rates. The 7(a) runs to $5 million for nearly any business purpose, the 504 for fixed assets, the SBA Export Working Capital Program, and an EZ or Express lane to $500,000 that the page now sells on speed alone, the earlier purpose line having gone. Lower-minimum-down-payment and longer-term bands are worked through SBA loan specialists. The FOIA loan file places it third in California's change-of-ownership top-five with 162 loans across the file's six years and fifth in Texas with 61, a book most state champions never approach.

## Best For

Buyers near its twelve-state footprint, California and Texas above all, who want a super-regional [Preferred Lender](https://searchspheresource.com/glossary/preferred-lender-program) with a multicultural-communities practice and real acquisition volume

## Pros and Cons

- Pro: Third in California's [change-of-ownership](https://searchspheresource.com/glossary/change-of-ownership) top-five and fifth in Texas in the FOIA loan file, a 220-loan two-state book
- Pro: A Preferred Lender among America's hundred largest banks, Nasdaq-listed for over twenty-five years, in its own words
- Pro: A program table spanning [7(a)](https://searchspheresource.com/glossary/sba-7a), 504, export, and an Express lane that names business purchases
- Pro: The largest Korean American bank, with a practice built for multicultural communities across twelve states
- Con: Its pages claim twelve states without enumerating them, so where it reaches you starts as a question for the banker
- Con: No published rates or timelines; bands and a specialist conversation are the disclosure
- Con: The FY2025 pace sits below the league table's cut, so the book leans on earlier years
- Con: No searcher-community footprint to weigh against its own claims

## What Searchers Say

The Preferred status, the program table, and the scale claims, among America's hundred largest, fifth largest California-headquartered, the largest Korean American bank with presence in twelve states, are its own pages'. The FOIA loan file independently places it third in California's and fifth in Texas's change-of-ownership top-fives across the file's six years.

## Sources

- https://www.bankofhope.com/business-lending/sba-lending
- https://www.bankofhope.com/about/our-story
- https://searchspheresource.com/data/acquisition-lending

Also on this site: https://searchspheresource.com/resources/category/lender.md
Source: https://searchspheresource.com/resources/bank-of-hope
Last checked: 2026-09-04

Site index for machines: https://searchspheresource.com/llms.txt