# Vault cash

A term used when buying atm route.

The operator's own money loaded inside the machines, which never appears as revenue.

This is the [working capital](https://searchspheresource.com/glossary/working-capital) that makes an ATM route unlike any other route business: the operator funds the cash a customer withdraws and is repaid through settlement days later. The average withdrawal has risen from 134 dollars to 210 while the count fell, so the dollars a fleet must fund have held about level as the surcharges earned on them shrank. A buyer funds that float from day one and a lender rarely lends against it. Establish how much is in the fleet, who owns it today, and what it costs to carry.

Part of: Buying an ATM Route (https://searchspheresource.com/guides/buying-an-atm-route)

Source: https://searchspheresource.com/guides/buying-an-atm-route/terms/vault-cash
Not dated: The same editorial definitions as the glossary, inside a trade.

Site index for machines: https://searchspheresource.com/llms.txt