# Valuation coverage

A term used when buying moving.

How much the mover is liable for if the goods are damaged, which is not a [business appraisal](https://searchspheresource.com/glossary/business-appraisal).

It sets the claims exposure a buyer takes on. A mover carrying full-value protection is liable for real money when goods are damaged, and the claims history behind those elections is a diligence line rather than boilerplate. Ask for three years of claims by cause and what they cost, then check that the insurance in place actually matches what the contracts promise, because that mismatch is how a single bad job becomes an uninsured one.

Part of: Buying a Moving Company (https://searchspheresource.com/guides/buying-a-moving-company)

Source: https://searchspheresource.com/guides/buying-a-moving-company/terms/valuation-coverage
Not dated: The same editorial definitions as the glossary, inside a trade.

Site index for machines: https://searchspheresource.com/llms.txt
