# Payer mix

A term used when buying home care agency.

The split of revenue across who pays, each source with its own rate and its own reliability.

The mix decides both margin and risk. Private pay bills higher and settles faster; Medicaid pays less, later, and with more compliance attached, so two agencies of equal revenue can be very different businesses. Ask for revenue and days-to-collect by payer, not just the split, and check whether any single contract or referral source dominates. A book shifting toward the slower payers is a [working-capital](https://searchspheresource.com/glossary/working-capital) problem arriving quietly.

Part of: Buying a Home Care Agency (https://searchspheresource.com/guides/buying-a-home-care-agency)

Source: https://searchspheresource.com/guides/buying-a-home-care-agency/terms/payer-mix
Not dated: The same editorial definitions as the glossary, inside a trade.

Site index for machines: https://searchspheresource.com/llms.txt