# Sources and uses

A table of what a deal costs against where every dollar comes from.

Lenders and investors read this table first, because it shows at a glance whether the deal is fully funded and how much of the buyer's own cash is at risk. The SBA looks for its minimum [equity injection](https://searchspheresource.com/glossary/equity-injection) here, and the mix of loan, [seller note](https://searchspheresource.com/glossary/seller-note), and buyer equity sets both the day-one debt load and how much room a buyer has if the first year runs light.

In numbers: A $4M purchase plus $300k of [working capital](https://searchspheresource.com/glossary/working-capital) and $240k of costs is $4.54M of uses, funded by a $910k SBA loan, a $100k seller note, and $125k of equity, about 11% of the project.

Source: https://searchspheresource.com/glossary/sources-and-uses
Not dated: A definition is editorial: what a term means, why it matters, and an example. None of it reads a source that can go stale, so there is no date to take and a stamped one would be the build time wearing a costume.

Site index for machines: https://searchspheresource.com/llms.txt