# Bridge loan

Short-term money that funds a gap until permanent capital lands.

At [searcher](https://searchspheresource.com/glossary/searcher) scale it appears rarely and pointedly. It covers an equity shortfall for a few weeks, or holds a deal together while an SBA package finishes. The money is priced for speed, so it earns its cost only against a hard, near-term takeout you can name before you borrow.

In numbers: A $200,000 bridge carried for 90 days at 12% costs about $6,000 in interest, which is cheap against losing exclusivity and expensive if the takeout slips to nine months.

Source: https://searchspheresource.com/glossary/bridge-loan
Not dated: A definition is editorial: what a term means, why it matters, and an example. None of it reads a source that can go stale, so there is no date to take and a stamped one would be the build time wearing a costume.

Site index for machines: https://searchspheresource.com/llms.txt