# Buying a Business in U.S. Virgin Islands: SBA Lending

Change-of-ownership SBA 7(a) approvals in U.S. Virgin Islands, FY2020 through FY2025. Every figure is read from SBA 7(a) FOIA loan-level dataset (as of June 30, 2026).

Also on this site: https://searchspheresource.com/data/acquisition-lending
Source: https://searchspheresource.com/data/acquisition-lending/us-virgin-islands
Last checked: 2026-10-02

## The Numbers

- Loans since FY2020: 12, $10,098,700 approved in total
- FY2025 loans: 1, $1,058,000 approved
- Median loan: $858,500
- Share of national acquisition lending: 0%

## The Most Active Lenders in U.S. Virgin Islands

Ranked by change-of-ownership loans written in the covered years. A bank high here is a bank that has already said yes to this kind of deal in this state.

1. Byline Bank: 3 loans
2. Merchants Commercial Bank: 3 loans
3. Banco Popular de Puerto Rico: 2 loans
4. Cogent Bank: 1 loans
5. First Financial Bank (AR): 1 loans

## What Gets Financed in U.S. Virgin Islands

- Offices of Dentists: 3 loans
- Full-Service Restaurants: 1 loans
- Fitness and Recreational Sports Centers: 1 loans
- Passenger Car Rental: 1 loans
- Veterinary Services: 1 loans

## Method and Source

- SBA 7(a) FOIA loan-level dataset (as of June 30, 2026): https://data.sba.gov/dataset/7a-504-foia
- Coverage: FY2020 through FY2025
- Segment: SBA 7(a) approvals with BusinessAge "Change of Ownership"

Site index for machines: https://searchspheresource.com/llms.txt