# Buying a Business in Texas: SBA Lending

Change-of-ownership SBA 7(a) approvals in Texas, FY2020 through FY2025. Every figure is read from SBA 7(a) FOIA loan-level dataset (as of June 30, 2026).

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Also on this site: https://searchspheresource.com/data/acquisition-lending
Source: https://searchspheresource.com/data/acquisition-lending/texas
Last checked: 2026-10-02

## The Numbers

- Loans since FY2020: 2,815, $3,799,489,400 approved in total
- FY2025 loans: 666, $887,930,300 approved
- Median loan: $889,500
- Share of national acquisition lending: 7.9%

## The Most Active Lenders in Texas

Ranked by change-of-ownership loans written in the covered years. A bank high here is a bank that has already said yes to this kind of deal in this state.

1. Live Oak Banking Company: 378 loans
2. The Huntington National Bank: 174 loans
3. Metro City Bank: 83 loans
4. Celtic Bank Corporation: 71 loans
5. Bank of Hope: 61 loans

## What Gets Financed in Texas

- Gasoline Stations with Convenience Stores: 194 loans
- Full-Service Restaurants: 176 loans
- Hotels (except Casino Hotels) and Motels: 168 loans
- Limited-Service Restaurants: 93 loans
- Insurance Agencies and Brokerages: 85 loans

## Method and Source

- SBA 7(a) FOIA loan-level dataset (as of June 30, 2026): https://data.sba.gov/dataset/7a-504-foia
- Coverage: FY2020 through FY2025
- Segment: SBA 7(a) approvals with BusinessAge "Change of Ownership"

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