# Buying a Business in Hawaii: SBA Lending

Change-of-ownership SBA 7(a) approvals in Hawaii, FY2020 through FY2025. Every figure is read from SBA 7(a) FOIA loan-level dataset (as of June 30, 2026).

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Also on this site: https://searchspheresource.com/data/acquisition-lending
Source: https://searchspheresource.com/data/acquisition-lending/hawaii
Last checked: 2026-10-02

## The Numbers

- Loans since FY2020: 45, $41,074,500 approved in total
- FY2025 loans: 10, $8,498,500 approved
- Median loan: $545,000
- Share of national acquisition lending: 0.1%

## The Most Active Lenders in Hawaii

Ranked by change-of-ownership loans written in the covered years. A bank high here is a bank that has already said yes to this kind of deal in this state.

1. Live Oak Banking Company: 13 loans
2. Central Pacific Bank: 6 loans
3. Commonwealth Business Bank: 4 loans
4. 22nd State Bank, A Division of 22nd State Banking Company: 4 loans
5. Celtic Bank Corporation: 4 loans

## What Gets Financed in Hawaii

- Full-Service Restaurants: 4 loans
- Limited-Service Restaurants: 3 loans
- Beer, Wine, and Liquor Retailers: 3 loans
- All Other Amusement and Recreation Industries: 3 loans
- Sporting Goods Retailers: 2 loans

## Method and Source

- SBA 7(a) FOIA loan-level dataset (as of June 30, 2026): https://data.sba.gov/dataset/7a-504-foia
- Coverage: FY2020 through FY2025
- Segment: SBA 7(a) approvals with BusinessAge "Change of Ownership"

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