# Buying a Business in Georgia: SBA Lending

Change-of-ownership SBA 7(a) approvals in Georgia, FY2020 through FY2025. Every figure is read from SBA 7(a) FOIA loan-level dataset (as of June 30, 2026).

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Also on this site: https://searchspheresource.com/data/acquisition-lending
Source: https://searchspheresource.com/data/acquisition-lending/georgia
Last checked: 2026-10-02

## The Numbers

- Loans since FY2020: 1,310, $1,899,178,000 approved in total
- FY2025 loans: 261, $353,592,200 approved
- Median loan: $920,000
- Share of national acquisition lending: 3.7%

## The Most Active Lenders in Georgia

Ranked by change-of-ownership loans written in the covered years. A bank high here is a bank that has already said yes to this kind of deal in this state.

1. Live Oak Banking Company: 143 loans
2. Metro City Bank: 138 loans
3. Renasant Bank: 61 loans
4. The Huntington National Bank: 54 loans
5. United Community Bank (SC): 45 loans

## What Gets Financed in Georgia

- Hotels (except Casino Hotels) and Motels: 110 loans
- Full-Service Restaurants: 101 loans
- Beer, Wine, and Liquor Retailers: 101 loans
- Limited-Service Restaurants: 76 loans
- Child Care Services: 41 loans

## Method and Source

- SBA 7(a) FOIA loan-level dataset (as of June 30, 2026): https://data.sba.gov/dataset/7a-504-foia
- Coverage: FY2020 through FY2025
- Segment: SBA 7(a) approvals with BusinessAge "Change of Ownership"

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